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Bankruptcy

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Our Philosophy

We at Moreno and Associates believe in obtaining the best result for our clients who have suffered hard economic times and need a break. We understand that sometimes life deals you a blow which may lead you to economic hardship. We have had several clients who have suffered as a result of economic slowdowns, job cuts, divorces, deaths in the family, and various other personal events from which they need help.

Sometimes your solution may not be bankruptcy. We have helped clients resolve their financial matters by not recommending that they declare bankruptcy. Sometimes we recommend short sales, consolidation, sales of assets, and other alternatives to bankruptcy when it makes sense.

Therefore, if you are looking for a firm that can help you explore your financial options before filing for bankruptcy, call us so that we may discuss all of your options and explore which ones make sense for you!

Why Choose Us

With over 20 years of experience, Moreno & Associates has built a strong reputation as a reliable bankruptcy law firm serving clients throughout Chula Vista and San Diego County. Our bilingual team (English & Spanish) offers compassionate legal guidance and a deep understanding of local courts and procedures. We’re committed to helping you achieve lasting debt relief — starting with a free initial consultation.

We build your trust and handle your case

Visit us at any of our locations

Experience the difference of our personalized approach to legal representation, where we prioritize understanding your unique needs and challenges

Chula Vista

2082 Otay Lakes Rd,
Chula Vista, CA 91913
(619) 422-4885

San Marcos

1 Civic Center Drive
 Ste. 380,
San Marcos, CA 92069
(760) 631-5330

Testimonials

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